寧波國際銀行開戶

寧波國際銀行開戶指南

一.寧波國際銀行離岸業務
離岸銀行業務是指銀行吸收非居民的資金，服務于非居民的金融活動。"非居民"是指在中國大陸以外(包括港、澳、臺地區)的自然人、法人(包括在境外註冊的中國境外企業)、政府機構、國際組織及其他經濟組織，以及中資金融機構的海外分支機構，但不包括境內機構的境外代表機構和辦事機構。

二.開立離岸帳戶所需資料
所有的非中國居民，包括中國境外註冊的公司、企業、工廠、團體、銀行、存款公司和基金組織、個人等均可以在我行開立離岸帳戶。
根據註冊所在地及組織形式的不同，開立離岸業務所需的資料可能有所不同。有限公司開戶時，應提供下列文件：
1.香港註冊的有限公司,應提供：
(1)經證實的商業登記證復印件
(2)經證實的公司註冊證明書復印件
(3)最近一期的周年申報表
(4)經證實的公司組織大綱及章程副本
(5)董事會決議(二個以上股東)或授權委托書(一個股東)
(6)各董事身份證或護照復印件
(7)銀行開戶申請書
(8)印鑒卡(一式五份)

2.澳洲、新加坡、英國註冊的有限公司提供:
(1)公司註冊證明書認證副本
(2)公司章程及組織大綱副本
(3)經認證的董事及公司秘書資料報表
(4)董事會決議(二個以上股東)或授權委托書(一個股東)
(5)各董事身份證或護照復印件
(6)銀行開戶申請書
(7)印鑒卡(一式五份)

3.BVI公司，應提供：
(1)公司註冊證明書認證副本
(2)公司構架證書
(3)出任董事同意書
(4)會議記錄
(5)股票證書
(6)經證實的公司組織大綱及章程副本
(7)註冊會計師出具的證明
(8)註冊代表出具的決議書
(9)各董事身份證或護照
(10)銀行開戶申請書
(11)印鑒卡(一式五份)

4.美國註冊的有限公司,應提供：
(1)公司註冊證明書認證副本
(2)公司章程及附則認證副本
(3)于公證人或律師面前作出的法律聲明
(4)董事會決議(二個以上股東)或授權委托書(一個股東)
(5)各董事身份證或護照復印件
(6)銀行開戶申請書

5.獨資企業,應提供下列文件：
(1)經證實的商業登記證影印本
(2)經證實的商業登記證申請書影印本
(3)獨資經營人員身份證或照護影印本
(4)開戶申請書
(5)授權委托書及印鑒卡(一式五份)

6.合伙商號開戶時,應提供如下文件：
(1)經證實的商業登記證影印本
(2)經證實的商業登記證申請書影印本
(3)合伙經營人身份證或照護影印本
(4)合伙商號帳號開戶委托書
(5)開戶申請書
(6)授權委托書及印鑒卡(一式五份)

7.社團開戶時,應提供如下文件：
(1)經證實的社團成立會議記錄證明影印本
(2)經證實的會章規則
(3)經證實的登記證明文件
(4)社團開戶委托書
(5)經正式的法人機構代表印鑒證明書影印本
(6)帳戶開戶申請書
(7)印鑒卡(一式五份)

三.離岸業務的業務范圍

我行為客戶提供包括美元、港幣、歐元、日元等可自由兌換貨幣存款服務。
基于離岸帳戶的特點，目前離岸業務不經營人民幣，對非居民法人不可以提現、結滙，現鈔不能轉現滙。非居民自然人可以提現鈔并可以結滙。
我行為客戶提供全方位的離岸國際結算服務，包括電滙、跟單托收、進口開證、出口信用證、遠期信用證買斷(福費延)。

四.BIN離岸帳戶業務的特色
(1)由于BIN是外資銀行總行，只要客戶提交開戶所需的資料，在一個工作日之內可以完成開戶手續并啟用帳戶；
(2)BIN目前對離岸帳戶免收帳戶管理費；
(3)在每筆資金到帳后，銀行將立即以電話、E-mail、或其他客戶要求的方式通知客戶；

寧波國際銀行簡介 BANK INTERNATIONAL NINGBO

A PREMIER CHINA-INCORPORATED FOREIGN BANK

There are about 200 foreign banks and financial institutions presently operating in China. BIN is a premier China-incorporated foreign bank with presence in cities of Ningbo and Shanghai. With our first establishment in 1993, BIN has served a wide range of domestic and international clients. We have the edge over branches of foreign banks operating here because we are China -incorporated; we understand the Chinese business environment as well as the operating standards of foreign investors.

BIN has proven track records in its financial performance. We have a diversified-mixed of quality assets which propelled our earnings to the top ten foreign banks. In 1998, BIN is ranked 8th in terms of profit amongst all foreign banks in China.

As a foreign bank, we follow the regulations from the Regulators Such as, China Banking Regulatory Committee (CBRC), States Administration of Foreign Exchange (SAFE) and the People’s Bank of China (PBOC). BIN has passed the various audits and specific tests on internal control, risks management, assets management and liquidity management conducted by these regulatory authorities in the past six years. We are recognized to be fit and sound; to have met the stringent Regulators requirements and international banking standards.

Flexibility

Clients enjoy our flexibility in terms of the range of financial services and the ways that they are delivered. We believe in meeting all the expectations from our clients .In view of our unique size and structure, BIN has the capability to respond speedily to changes in the needs of our clients resulting in tailor-made financial packages for every new situation.

Floating Interest Rates

BIN would quote the best interest rates which are in line with the market and our own costs of fund. We are able to quote competitively as we have effective cost control programs. BIN would pass the ultimate reduced cost benefit to our clients.

On-line Banking

Both of our banking centers in Ningbo and Shanghai are connected on-line. A client could perform banking operations like cash deposits, cash withdrawals, remittances, letter of credit applications / payment and credit functions at the two centers. Our computer link is constructed with a view to perform on-line banking for our clients nationwide in the future.

Personalized Services

The unique structure enables BIN to provide personalized services to our clients. We do not merely sell our financial products and services; we share our experience and we make progress hand-in-hand with our clients towards growth and improvement in China. In terms of quality service, we are prepared to walk the extra miles.

Networking

BIN has developed a large correspondent banking network globally to enhance international trades. Presently we have correspondent banking relationship with 150 banks in 78 cities, 41 countries spread over the five continents.

BIN, a premier China-incorporated foreign bank, is on target to position ourselves in an increasing competitive environment. The direction forward is to make the best out of long established tradition and supplement this by new and foreign ideas.